General Information about Workers’ Compensation

“Workers’ compensation” refers to both the benefits that employees injured on the job are entitled to and the method for obtaining those benefits.  Workers’ compensation laws are set by each state and these laws can vary from state to state.  Additionally, the federal government has workers’ compensation laws for federal government employees and employees in certain types of jobs.
In most states, the laws require every business to have some type of workers’ compensation insurance to cover employee’s injuries on the job.  When an employee is injured, that employee files a workers’ compensation claim.  Filing this claim is similar to filing a claim with an insurance company.  The employee isn’t filing a lawsuit against their employer.  Instead, he or she is filing a request for benefits.  If you have been injured at your job, a lawyer experienced in workers’ compensation claims can help you understand your claim and assist you in obtaining the maximum benefits possible.